The financial work your business actually needs at every stage of growth
Four disciplines that stack into one financial operating system — from clean, audit-ready books up to board-level strategy. Start where you are; add layers as you grow.
Fractional CFO & Strategy
A senior financial leader embedded in your business — for a fraction of what a full-time CFO costs. You get someone who knows your numbers, sits in your leadership conversations, and tells you what the data means before you have to ask.
Board-ready reporting
Monthly financial packages written for owners and lenders, not accountants.
Margin expansion
Line-by-line analysis of where gross margin is won and quietly lost.
Capital strategy
Preparation and guidance for debt, equipment financing, or equity raises.
Long-range planning
12–36 month models for hiring, expansion and succession or exit.
Included every month
- Dedicated lead CFO
- Executive strategy sessions
- KPI & performance dashboard
- Profitability by project or client
- Cash & debt service monitoring
- Direct email and Slack access
Typical outcome
A $4M contractor moved net margin from 8% to 19% in three quarters through job-level costing and pricing corrections.
13-week rolling forecast
$482,900
Lowest cash point
$214,300
Week 4
Debt service covered by
3.4×
Above lender minimum
Cash Flow & Forecasting
Most profitable businesses don't fail from lack of revenue — they fail from timing. A rolling 13-week model shows exactly when money arrives, when it leaves, and whether you can comfortably make the next payroll, tax payment or equipment decision.
- ✓
13-week rolling cash model
Updated weekly so you always see three months of liquidity ahead.
- ✓
AR & AP optimization
Tighten collections and negotiate vendor timing to free up working capital.
- ✓
Scenario planning
Model the impact of a bad quarter, a big hire, or a major purchase before you commit.
- ✓
Lender-ready cash reporting
The documentation banks and equipment financiers actually ask for.
Strategic Tax Planning
Filing your return is compliance. Planning your tax position is strategy — and it has to happen during the year, while you can still make different decisions. We work alongside your CPA so the two aren't pulling in opposite directions.
Where the savings come from
It's rarely one big trick — it's a dozen correctly-timed decisions across structure, depreciation, payroll and owner compensation.
Works inside your stack
Full-Stack Bookkeeping
Everything above depends on books you can trust. We close on a fixed schedule, reconcile every account, and present statements in a format an executive — or a lender — can actually read. No cleanup projects in April.
Accrual-based monthly close
Revenue and costs land in the month they belong, not whenever the invoice cleared.
Job & project costing
See profit per job, client or product line — the number that drives pricing.
Revenue recognition
Deposits, retainers and progress billing handled correctly for your model.
Audit-ready records
Documentation that survives lender review, due diligence, or an IRS look.
Already have a bookkeeper? That's fine — we frequently work alongside an existing team, adding the CFO layer on top rather than replacing anyone.
What working with us actually looks like
No 40-page reports nobody reads. You get short, decision-ready outputs on a predictable rhythm.
Executive financial package
P&L, balance sheet, cash position and the three things that changed — in plain English.
Cash flow update
Your 13-week forecast refreshed so nothing sneaks up on payroll or taxes.
Tax & strategy session
A working session to adjust position while there's still time to act on it.
Decision support
Run the numbers on a hire, purchase, lease or loan before you sign anything.
Clean books to CFO clarity in one week
Onboarding is deliberately short. Most clients are fully running — with live forecasts and a close calendar — inside seven days.
- 01
Discovery call
30 minWe review your P&L, balance sheet and current reporting, then name three specific opportunities — whether or not you hire us.
- 02
Financial diagnostic
Day 1–3A deeper look at your books, job costing and cash cycle to find where margin leaks and where risk sits.
- 03
System build
Day 3–7Your forecast model, KPI dashboard and monthly close calendar go live in your existing accounting stack.
- 04
Ongoing partnership
Every monthRegular strategy sessions, proactive tax planning, and someone to call before a big decision — not after.
Not sure which service you need? Start with a conversation
Tell us where your business is today. We'll recommend the right level of support — and if you don't need us yet, we'll say so.
Free · 30 minutes · No obligation and no pitch deck